The Florida AOB Crisis: A Case Study in Collaboration

November 29, 2016

Steven Schwartz, managing partner of the Schwartz Law Group in Boca Raton, will be speaking at the 2016 CLM Conference in New York on December 1st.  Along with the panelists members, Tim Cotton (Elements Property Insurance Company), Traci Payne (Security First Insurance Company) and Hope Zelinger (Bressler, Amery & Ross), Mr. Schwartz will be discussing the growing AOB crisis in Florida.  The issue of litigation resulting from the Assignment of Benefits, or AOB, has reached epidemic levels in the state of Florida. There is consensus between carriers, legislators, the defense bar, and even trial lawyers, that this is the largest non-catastrophe challenge facing the industry, but unfortunately, there isn't the same level of consensus when it comes to a solution. While many carriers are unsuccessfully battling this wave, some have pooled the resources of their outside counsel and litigation vendor partners to help develop effective strategies. While Assignment of Benefits is currently a Florida specific issue, reinsurers are asking carriers in other jurisdictions what pro-active steps are being implemented to prevent AOBs or a similar plague from infecting their states. This panel will present ideas that can be used as a framework for collaboration between carriers, counsel and vendor partners. The principles are applicable to challenges faced across the country.

The Claims and Litigation Management Alliance (CLM) promotes and furthers the highest standards of claims and litigation management and brings together the intellectual leaders in both industries. CLM’s Members and Fellows include risk and litigation managers, insurance and claims professionals, corporate counsel, outside counsel and third party vendors. The CLM sponsors educational programs, provides resources and fosters communication among all in the industry. To learn more about the CLM, please visit


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